With the latest revelation by Hold Security that a Russian Hacker ring has stolen over a billion user names and passwords there is no better time to look into identity theft protection. Most folks think you need to purchase a stand-alone policy for ID Theft protection. It may surprise you to know that you can add this coverage on to your home policy and in some cases even your auto policy.
While Wisconsin is still low on the list of ID Theft complaints when compared to the country (50 complaints per 100,000) these hacker rings know no geography. If you’re putting your credit card credentials onto the internet your exposure is much higher. Be prepared with adequate protection. Wisconsin consumers have past the point of ignoring the internet. We purchase christmas presents online and we participate in Cyber-Monday online sales events. Just like the best way to avoid an auto accident is to “not drive” a vehicle, which isn’t usually a viable option, we purchase auto insurance to protect us on the road. You can now add ID Theft coverage to your home policy – and in some cases your auto policy!
These coverages include signing you up for fraud monitoring through a service like Equifax to activly helping you through the ordeal of getting your Identity back. Companies like Nationwide and Travelers helps Wisconsinites protect themselves through your homeowners policy. It pays up to $25,000 (with no deductible) to cover certain expenses you incur while returning your identity to normal, including lost income, attorney fees, and more.
Give us a call today to get this important coverage added to your home policy!
If you believe you’ve been scammed, file your complaint at ftc.gov, then follow the instructions at the FTC’s Identity Theft Website at consumer.gov/idtheft